Investing & Donating for Impact

Whether you wish to invest in or donate to the loan pool, or support our programs and social purpose real estate, your money will work hard and make a difference in people's lives and the well-being of our community.


The Loan Fund manages a small pool of capital that it uses to invest in individuals and organizations creating opportunities for themselves and others.  As we have started to make larger investments into bigger initiatives, it really is time to grow the pool.

Today we have $200,000, most of which is invested in initiatives in the Saint John area.  

No other investment vehicle exists in the region, in which 100% of your money works here! Most of our investors invest for 3 years and more. In fact we have had only three investors withdraw in 18 years!! You can choose up to 3% return. The average chosen is 1.2% return. They really just want their money circulating in the community.

We protect your investment by holding a reserve based on risk. No investor has lost money.

The size of the investment is really up to you. We have institutional investments of up to $50,000, and individual investments of $500. So, if you are interested in investing, you can give Seth a call at 506-652-5626, or send him an email at seth @


One of the ways to leverage more loans from the loan pool, is to donate to it, as we need to always build up our reserve to guarantee our investors money. The beauty of a donation, it leverages at least three times its value in lending, and often up to ten times its value.

DOnations also help us do amazing things like leverage the acquisition of buildings in our neighbourhood. That's what happened with one donation of $50,000. it allowed us to leverage the Credit Union into a mortgage to purchase and renovate our first building.

As we are a charitable organization, we provide charitable receipts, which may in the end help you when it comes to tax season.

If you are interested in donating right now, please hit  our donate button at the top pf the page and it will direct you to our Canada Helps donation site. If you would like more information, please contact Seth at  506-652-5626.


Donations and investments help finance skill building, enterprise development, employment creation and neighbourhood renewal.  Volunteers can help with networking, opportunity development, marketing, mentorship, accounting, strategy, and vision.